UBI LTD

Our organisation

Our organisation

 


Our services are divided between the underwriting and the follow-up of insurance contracts, the end of work and the claims management. With our partners (insurers, brokers and networks of insurance experts), we assist you step by step through the subscription process.

 


Young and dynamic, our team is specialised in underwriting, managing insurance contracts and handling claims. Through their in-depth knowledges and resources, they are the guarantors of UBI's ability to build effective insurance plans.

Our engagements

In addition to our experience, we offer our Brokers competitive and well-adapted products that meet current market requirements, along with simplified underwriting and an efficient service. When necessary, we offer permanent access to decision-makers and underwriters whilst accepting risks.

UBI wishes to establish a sustainable partnership with brokers and through a quality charter in order to provide:

  • IMMEDIATE ACCESS: Immediate and direct access to decision-makers for risk acceptance and appraisal.
  • ADAPTED PRODUCTS: Products adapted to the new and changing demands of our Brokers’ customers, and strategies that can be implemented to meet the needs and requirements of both the market and the Brokers.
  • RIGOUR: Competence, diligence and independence from our staff provides our Brokers with the space for innovation and adaption within their services.
  • SKILLS: Our knowledge and skills are maintained at the level required by the changing legislation and techniques. We also limit the opening of Code Courtier in order to avoid competition between our partners.

Our team

NATHALIE THOMSON

Read bio

Nathalie has a significant experience in Banking and Insurance sectors in the UK. In 2017, she became Dommages Ouvrage administrator in an insurance underwriting agency and joined UBI in 2018 as a underwriting assistant.

nathaliethomson@ubi-ltd.com
CLOSE

FANNY ROUQUET

Read bio

After completing a scientific course specialising in Applied Mathematics, Fanny moved to the United Kingdom. She very quickly turned to a career in insurance by joining a company that specialised in Construction Insurance. Over the next four years, Fanny obtained three Lloyd’s professional certificates specialising in the Insurance Market: Legislation, Market Regulation and Underwriting Procedures. In 2015, Fanny joined UBI as an Underwriter.

fannyrouquet@ubi-ltd.com

CLOSE

KRISTOPHER ASHDOWN

Read bio

Kristopher lived in France for several years, in the Charentes Region. Since his return to the UK, he has worked as an account assistant for “Trend-Transformations”. Kristopher joined UBI in 2017 as an account assistant in addition to completing his accountancy qualification.

Kristopherashdown@ubi-ltd.com

CLOSE

MARGOT GAUDE

Read bio

Margot completed a degree in Sport Management in Toulouse and a degree in Law, Economics and Management in Montpellier. She became interested in the construction side of insurance as the skills, knowledge and experience that she had gained from her degrees were all incorporated within it: trade, law and management. She joined the property damage department at UBI in 2018.

margotgaude@ubi-ltd.com

CLOSE

Vincent Nanceau

Read bio

Graduated from Kedge Business School in Bordeaux with an university exchange in Sao Paulo, Vincent began his carrer in France with AXA Insurance. For five years, he was in charge of the management of an agency focused on the insurance of professionals and companies. In early 2017, he joined a UK underwriting agency and then joined the UBI Ltd underwriting team in 2019.

vincentnanceau@ubi-ltd.com

CLOSE

LINDA MENEKSE BAYRAM

Read bio

With many years of experience within various trainings and positions in Europe, Linda recently began a degree course in the United Kingdom. In parallel with her studies in BA (Honors) Language Studies, she joined the construction insurance sector. Specialised in the management of binding framework agreements, Linda integrated UBI’s underwriting department in 2018.

LindaMenekseBayram@ubi-ltd.com

CLOSE

JOCELYN MANCEAU

Read bio

Graduating from a Civil Engineering Institute, Jocelyn gained a master degree at the Toulon Business School. In addition to his university studies, he broadened his knowledge of insurance at Atlantis Assurances, a brokerage firm specialising in Construction Insurance in Nantes. He then studied at the Conservatoire National des Arts et Métiers (CNAM) where he studied modules on Construction Insurance and Real Estate. In 2014 Jocelyn moved to the United Kingdom and joined an underwriting agency which specialised in Construction Insurance. For more than two years he concentrated solely on the Financing Financial Guarantee before joining UBI in 2017 as an Underwriter responsible for the GFA service.

jocelynmanceau@ubi-ltd.com

CLOSE

ALAN CLARKE

SEO

Read bio

Alan began his career in insurance in 1972 in the Human Resources Department at the Lloyd’s Corporation in London. After 3 years, he left this position to become “Personnel and Training Manager” at Crown Life Insurance, where he remained for 9 years before taking a similar position with Lombard Continental Insurance.

In 1987, Alan was one of the four Chief Executive Officers who were founders of the Independent Insurance Group (Plc), becoming Director and member of the Board of Directors in 1991. At Independent Plc, he was first person responsible for all human resources and training functions, and then in 1993, responsible for UK regional sales management and underwriting operations, with 12 branches and more than 800 employees who were added to his responsibilities.

In 1995, he was appointed Director of the International Division and Chairman of a new French subsidiary: Independent Insurance SA, where he negotiated the purchase and managed the integration of the companies “La Palatine”, the “GFA” (Groupement Français Insurance) and “Safom SA”. After successfully launching the Group’s Spanish operations in 1999, he withdrew from his executive functions and held various non-executive positions outside the Independent Group before resigning from the Board of Directors of the Independent Insurance Group in March 2001.

In March 2002, he created Insurance Compliance Services Ltd (ICS), a leading consulting firm in Corporate Governance in Insurance, in the UK, which was subsequently sold to Broker Direct in 2008. In 2006, with his colleagues and friends Harvey Wetherill and Michel Cornet, he founded European Insurance Services Ltd (EISL). This company specialized in property and casualty insurance in France, and has developed with recognized success in the market. EISL became a profitable underwriting agency, which in 2011 was sold to a New Zealand re-insurer, CBL. Alan retired in 2012 but now, after more than 40 years of Insurance experience including 20 years on the French market, Alan joins his colleagues and friends Harvey Wetherill and Michel Cornet. Taking advantage of their numerous contacts in the insurance industry and their knowledge of both the London and French brokerage markets, they are creating a new structure that specialises in construction insurance. They intend to develop this new structure which is dedicated to construction and damage insurance in France through specialised and competent brokers partners.

alanclarke@ubi-ltd.com

CLOSE

Gisele Tchalinon

Read bio

As a Master Graduate in Insurance at ESA, Gisèle was able to explore the insurance world by working in different brokerage firms. These experiences enabled her to underwrite various insurance products in the transport or life insurance sector. Wanting to gain professional experience abroad and to discover  new risks, Gisèle joined UBI in 2019 as manager of end of works.

giseletchalinon@ubi-ltd.com

CLOSE

ALEXANDRA HEUVELINE

Read bio

After obtaining qualifications in catering and hotels, Alex left France for London to develop her career in the UK as well as improving her English. After working for many years as a Catering Manager around the UK, Alex joined UBI in 2017 as an End of Work Underwriter.

alexandraheuveline@ubi-ltd.com

CLOSE

Joe Richardson

Read bio

After studying Accounting and Finance at Newcastle University, graduating in 2009, Joe moved back down to London to take up his first role within industry working with a specialist recruitment, logistic and facilities management company. This is where he continued to study completing his professional accountancy qualification with the Chartered Institute of Management Accountants (CIMA) in 2015. Joe then moved to an energy recruitment business specialising in Oil and Gas recruitment across the globe to gain the international and multi region exposure he desired. Having moved back to Kent, Joe then joined UBI in 2018 as their Financial Controller.

joerichardson@ubi-ltd.com

CLOSE

MARIANNE CORNET

Read bio

Marianne began her career in print media before entering University to carry out research on new media, which gained her a Doctorate at the University of Bordeaux in 2014. In conjunction with her research and studies, she taught a Bachelor degree of Information and Communication, becoming a Public Communication Consultant. She has worked in various public institutions, companies and universities in France and abroad. In 2015, Marianne joined the UBI team to develop communications and public procurement.

https://uk.linkedin.com/in/cornetmarianne

mariannecornet@ubi-ltd.com

CLOSE

JULIEN COLIN

Read bio

First acting as a Lawyer in International Law, Julien perfected his skills and obtained a master’s ll degree in Business Marketing. In 2013 he came to the UK to work in the insurance industry and successfully developed a product RC (Promoters and Decennial).   In 2015, Julien joined UBI as Liability Underwriter.

juliencolin@ubi-ltd.com

CLOSE

JULIA MAYENAQUIBY

Read bio

Julia began her career as an Administrative Officer in charge of budgets and public procurement through public administration. She then progressed quickly through public service and eventually became an Administrative and Financial Manager. During the time she held this position, she was attached to several prestigious administrations, such as the City of Paris and the Ministry of Ecology. Wanting to gain professional experience abroad, Julia left for the United Kingdom and joined UBI as Accounts Assistant and Book Keeper in 2015.

juliamayenaquiby@ubi-ltd.com

CLOSE

MARTINE WARREN

Read bio

Martine’s career began in the construction and building industry as an accountant. After 20 years of experience, Martine decided to move towards construction insurance by integrating a specialized underwriting agency. During her 12 years of experience in the sector, Martine occupied various positions as Property Damage Underwriter, Team and Training Manager. In November 2018, Martine joined UBI as a senior Property Damage underwriter.

martinewarren@ubi-ltd.com

CLOSE

ZAINA PEREZ

Read bio

Zaïna began her career in the United Kingdom as a recruitment administrator and later joined the management services of various professional training institutes. In 2016, after a professional reconversion, she became an underwriter for a specialized underwriting agency in DO, TRC RCMO and RCD. It was in May 2019 that Zaïna joined the underwriting service of UBI Ltd.

zainaperez@ubi-ltd.com

CLOSE

RAPHAELLE NURIT

Read bio

Raphaëlle graduated degree in Art History, a Master’s degree in History and a Master’s degree in Cultural and Tourist Structures Management. After several experiences in the tourism Industry, Raphaëlle, wishing to acquire an international work experience, joined in 2018 UBI as a underwriting assistant.

raphaellenurit@ubi-ltd.com

CLOSE

MICHEL CORNET

Read bio

Michel Cornet began his career in 1976 in insurance brokerage. During these 38 years, he has been specializing in building and work damage insurance, for developers, construction companies and individuals. He has also successfully developed underwriting fleets of trucks and automobiles by adding an efficient and effective audit and training program to improve and reduce the frequency of claims of fleets as collateral. Michel sat in as Administrator on the Board of Directors of Crédit Immobilier de France, a bank specializing in construction loans for Promoters and Individuals. Michel also held the position of Permanent Judge at the Conseil des pru d’hommes until 2002. In 2006, together with Alan Clarke and Harvey Wetherill they created: EISL (European Insurance Services) a UK-based underwriting agency based in Tunbridge Wells specializing in Construction Insurance which has developed successfully and moved very quickly from three founders to more than 60 employees.   In 2011 when the company was sold, Michel continued with the business until July 2013. In October 2014 Harvey Wetherill, Alan Clarke and Michel decided to create UBI Ltd (United Brokers International) a new and dynamic company, with an enthusiastic and innovative approach, adapted to the requirements and new outlines of the Insurance and Distribution market.

Michelcornet@ubi-ltd.com

CLOSE

PIERRE CORNET

Read bio

Pierre has had more than 15 years of international experience in Insurance and Reinsurance covering several areas.

After studying law, Pierre joined the family business to gain experience. In 1997, he joined Independent Insurance where he held several underwriting and management positions in both Manchester (UK) and Paris. In 2001 he joined Winterthur Group in Switzerland – an international insurance group, as Senior Underwriter at Group Headquarters. He led the development and implementation of various products, as well as underwriting support and performance tracking for group companies around the world. In 2005, he was selected to join a team of six experts, selected and led by senior management, thus contributing to the success of a major dispute between Winterthur Group and XL Capital (relating to the sale of Winterthur International to XL), which saved nearly 1.0 billion USD. Subsequently, Pierre continued as a run off Manager for the successful settlement of the remaining business and business between Winterthur and XL, which represented a portfolio of more than 200 million EUR. At the end of 2010, Pierre joined EISL in Great Britain as a “Relationship Manager”, working with Harvey Wetherill. Together they have successfully developed a relationship with the Lloyd’s market, which has resulted in several additional capabilities with this prestigious institution in Construction and Property Damage. After Harvey’s departure from EISL, Pierre took over responsibility for managing underwriting capabilities, and eventually left EISL in February 2014. Pierre is now Managing Director of UBI.

pierrecornet@ubi-ltd.com

 

CLOSE

HERMINE D'AMPHERNET

Read bio

After a degree in Modern Foreign Languages Applied to Business in France and a year of study abroad through the ERASMUS exchange Programme, Hermine completed her training in the United Kingdom. She obtained a Post Graduate Certificate at the University of Plymouth and held various positions in several UK’s public bodies. After a career change, she joined the insurance industry and, in 2018, incorporate the end of works and claims service at UBI Ltd.

hermineamphernet@ubi-ltd.com

CLOSE

YOHAN BERRY

Read bio

After specialising in aviation in Blagnac, Yohan became a Technician in Construction Methods for major aerospace companies. He worked on the Airbus A350, the ATR72 and then Dassault on the Falcon program. Eager to gain experience in a foreign country, Yohan left France for the UK in order to discover new career opportunities. In 2017, he joined UBI as a Construction Insurance Manager.

yohanberry@ubi-ltd.com

CLOSE

AVESH NEWOOR

Read bio

Beside a Master’s degree in Finance at the Heriot Watt University of London, Avesh has several work experiences in the UK and Mauritius. Most recently, he joined an insurance underwriting agency to develop the accords-cadres. In 2018, he joined UBI int the public tenders and government/public contracts. 

AveshNewoor@ubi-ltd.com

CLOSE

AURELIE SEVERIN

Read bio

Aurélie is a legal expert, specialising in Insurance Law. After starting her career in the French firms Courtier Général de France and at the SMA BTP, Aurélie left France for the United Kingdom. Upon arrival, she became manager for an insurance intermediary, until finally joining UBI in 2016 as a Dommages-ouvrage underwriter.

aurelieseverin@ubi-ltd.com

 

CLOSE

HARVEY WETHERILL

Read bio

Harvey’s career in insurance began in 1974 when he joined Eagle Star Insurance Company. After five years in the underwriting of property and casualty risks, he joined the Commercial Department and held several positions over the following ten years. In 1989, Harvey joined Independent Insurance Company where he was responsible for managing the network of Brokers. After moving from the Paris-based SAFOM underwriting agency as Director of Marketing in 1992 and 1993, Harvey returned to Independent Insurance in the UK and worked in various marketing and sales management positions until 1997, when he joined the International Division as Head of International Development, covering operations in France, Spain and Ireland. In March 2002, he was Founding Director of Insurance Compliance Services Ltd (ICS) – a leading consulting firm in corporate governance in insurance, advising several hundred British intermediaries. In 2006, with his colleagues Alan Clarke and Michel Cornet, Harvey created European Insurance Services Ltd (EISL), a leading underwriting agency in construction insurance specialising in French risks. EISL has developed a significant presence in this market by offering an innovative and high-quality service as well as a reliable alternative to traditional insurers. EISL was sold in June 2011. Harvey retired from the Board in March 2013. Since May 2013 Harvey has provided advice and support to a specialised Spanish underwriting agency, “Iberia SSR”, focusing on construction guarantees.

Following numerous requests from Intermediaries, Insurers and Re-insurers, Harvey joined Alan Clarke and Michel Cornet to launch a new Enterprise, focusing again in the construction sector in France. The objective is to support the Insurers with technical expertise and management of the distribution, and to provide the Brokers’ partners with a quality service and well-adapted technical capacities.

harveywetherill@ubi-ltd.com

CLOSE

CÉLINE BUSSON

Read bio

Originally from Nice, Céline has always been dedicated to a career in the insurance industry. Céline decided to focus her studies towards the various business lines of management specialising in insurance management. On obtaining her BTS Management qualification in 2007, Céline joined Generali – a major insurance firm in Nice. She was responsible for a portfolio – I.A.R.D, of nearly 1,000 clients, developing products for individuals such as home, automobile and health insurance. During this time Céline learnt the significance of the client’s place in the underwriting process and the importance of providing them with a first-class service. She joined a very young underwriting agency based in the United Kingdom, initially as an Underwriting Assistant, rapidly progressing to become Leader of a team of underwriters in Property Damage. Céline developed her technical skills and contributed to the success and growth of the company for 7 years. Wanting to develop her professional career, Céline joined UBI in 2015 alongside Pierre Cornet and his three former Directors Alan Clarke, Harvey Wetherill and Michel Cornet. Together they took on the challenge of creating an independent underwriting agency, offering to place risks in construction insurance, as well as in property and trade damage, decennial civil liability and other risks. Thanks to the support of Lloyd’s of London who have entrusted UBI Ltd with the status of Coverholder and her colleagues who proposed she join the management team, Céline became a Director and “Conductor” of the Construction Insurance section at UBI Ltd. Céline’s biography traces the journey of a determined young woman who has always attached great importance to team spirit, trust and excellence. She currently holds the position of Director and Head of Property Damage.

https://uk.linkedin.com/in/celine-busson-770a1171/en

celinebusson@ubi-ltd.com

CLOSE

CHRISTELLE RUIZ

Read bio

After studying BTS Commerce International and a Bachelor degree in Tourism in Marseille, Christelle decided to pursue a career in the United Kingdom. Her first posts were as a Hotel Manager and then as a Restaurant Manager in order to improve her English. She then joined AXA UK as a Personal Adviser, where she was responsible for clients in the private health insurance sector. In 2017 Christelle joined UBI as an Assistant Underwriter in the completion of work and claims.

christelleruiz@ubi-ltd.com

CLOSE

ALEXANDRE LUCE

Read bio

After a training in DUT specialised in Business Management, Alexandre joined a large restaurant franchise where he held the position of Manager for 8 years. Eager to evolve professionally and acquire an experience abroad he integrates UBI’s Property Damage service as a construction insurance manager.

alexandreluce@ubi-ltd.com

CLOSE

SANDRA METZ

Read bio

Sandra’s career began in real estate when she spent two years as manager of Co-Property Management. Sandra then turned to transport when she became a logistician for the whole Benelux area. In 2008, she joined a company specialising in construction insurance. She created the Service des Fins de Travaux and quickly became Team Leader of this department along with the Department of Claims Management. In 2015, Sandra joined UBI in her role as Underwriting Assistant.

sandrametz@ubi-ltd.com

CLOSE

VINCENT BERTHON

Read bio

With various professional experiences in France and in the UK in various fields such as audiovisual, cinema, customer service or real estate, Vincent has a precise knowledge of the French and English market. In 2018, he joins the UBI’s Property Damage Underwriting Team.

vincentberthon@ubi-ltd.com

CLOSE

CAROLINE VINCENT

Read bio

After studying Law, Caroline gained a master degree in Health Law. As a young lawyer, she began her career at the Regional Commission of Conciliation and Compensation of Medical Accidents in Bordeaux and then joined the FIVA – Investment Fund of Asbestos Victims. In 2007, Caroline moved to the UK and began working at the French Medicare in London. She later obtained a position in a company specialising in Construction Insurance. Starting with Domage Ouvrage, Caroline became Leader of a team of several underwriters. She then joined the Parisian offices of the company to devote herself to Public Markets and Framework Agreements. In 2016, Caroline joined the UBI team as an Underwriter in Damage Works and Tendering.

Carolinevincent@ubi-ltd.com

CLOSE

KHADIJA KARAMOKO

Read bio

Before joining UBI’s underwriting department in 2019, Khadija successfully graduated in Insurance studies and specialised in risk management. During her years of study, she pursued parallel professional activities. For 3 years, she worked as Claim Manager in a major Insurance Company and then discovered the healthcare insurance sector where, for 2 years, she worked as risk internal controller.

khadijakaramoko@ubi-ltd.com

CLOSE

SEBASTIEN SIMONS-GIUSTI

Read bio

In France, after some years working in the hotel industry in management , Sebastien changed his career around and went to work in the commercial industry. In 2009, he moved to the UK and became a visual merchandiser for luxury brands and a shop manager. Wishing to make a career change Sebastien started working as an underwriter for a broker in insurance. In 2018, he joined UBI Ltd. as an underwriter in our decennial liability department.

sebastiensimonsgiusti@ubi-ltd.com

CLOSE

KEVIN CORNET

Read bio

After studying Commerce and gaining his Bachelor degree, Kevin joined the world of insurance brokerage. For five years, he developed his own brokerage business before moving to the UK, where he worked for more than 6 years in a company that specialised in construction insurance. It will develop a decennial guarantee. In 2016, Kevin joined UBI as Underwriting Manager – Liability aiming to create a new ten-year insurance service.

Kevincornet@ubi-ltd.com

 

CLOSE

Sheryll Holmwood

Read bio

Sheryll’s career began in South Africa fulfilling administration, secretarial and export administration roles in the mining industry but since coming to England in 2004, Sheryll has worked extensively in the construction industry fulfilling administrative and executive assistant roles.  Sheryll joined UBI in August 2018 as PA/Office Manager.

sheryllholmwood@ubi-ltd.com

 

CLOSE