UBI LTD

Our Organization

Our Organization

Our services are divided between the underwriting and the follow-up of the files, the ends of work and the management of the claims. With our partners (insurers, managers and networks of insurance experts), we undertake to accompany you in all the stages of subscription.

Young and dynamic, our team of managers specializes in underwriting risks, managing insurance contracts and handling claims. Through their in-depth knowledge and resources, they are the guarantor of UBI's ability to build effective insurance plans.

Our engagements

In addition to our experience, we offer our Brokers competitive and well-adapted products that meet current market requirements, along with simplified underwriting and an efficient service. When necessary, we offer permanent access to decision-makers and underwriters whilst accepting risks.

UBI wishes to establish a sustainable partnership with brokers and through a quality charter in order to provide:

  • IMMEDIATE ACCESS: Immediate and direct access to decision-makers for risk acceptance and appraisal.
  • ADAPTED PRODUCTS: Products adapted to the new and changing demands of our Brokers’ customers, and strategies that can be implemented to meet the needs and requirements of both the market and the Brokers.
  • RIGOUR: Competence, diligence and independence from our staff provides our Brokers with the space for innovation and adaption within their services.
  • SKILLS: Our knowledge and skills are maintained at the level required by the changing legislation and techniques. We also limit the opening of Code Courtier in order to avoid competition between our partners.

Our team

NATHALIE THOMSON

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Nathalie has a significant experience in Banking and Insurance sectors in the UK. In 2017, she became Dommages Ouvrage administrator in an insurance underwriting agency and joined UBI in 2018 as a underwriting assistant.

nathaliethomson@ubi-ltd.com
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YOHAN BERRY

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After specialising in aviation in Blagnac, Yohan became a Technician in Construction Methods for major aerospace companies. He worked on the Airbus A350, the ATR72 and then Dassault on the Falcon program. Eager to gain experience in a foreign country, Yohan left France for the UK in order to discover new career opportunities. In 2017, he joined UBI as a Construction Insurance Manager.

yohanberry@ubi-ltd.com

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PIERRE CORNET

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Pierre has had more than 15 years of international experience in Insurance and Reinsurance covering several areas.

After studying law, Pierre joined the family business to gain experience. In 1997, he joined Independent Insurance where he held several underwriting and management positions in both Manchester (UK) and Paris. In 2001 he joined Winterthur Group in Switzerland – an international insurance group, as Senior Underwriter at Group Headquarters. He led the development and implementation of various products, as well as underwriting support and performance tracking for group companies around the world. In 2005, he was selected to join a team of six experts, selected and led by senior management, thus contributing to the success of a major dispute between Winterthur Group and XL Capital (relating to the sale of Winterthur International to XL), which saved nearly 1.0 billion USD. Subsequently, Pierre continued as a run off Manager for the successful settlement of the remaining business and business between Winterthur and XL, which represented a portfolio of more than 200 million EUR. At the end of 2010, Pierre joined EISL in Great Britain as a “Relationship Manager”, working with Harvey Wetherill. Together they have successfully developed a relationship with the Lloyd’s market, which has resulted in several additional capabilities with this prestigious institution in Construction and Property Damage. After Harvey’s departure from EISL, Pierre took over responsibility for managing underwriting capabilities, and eventually left EISL in February 2014. Pierre is now Managing Director of UBI.

pierrecornet@ubi-ltd.com

 

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MARGOT GAUDE

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Margot completed a degree in Sport Management in Toulouse and a degree in Law, Economics and Management in Montpellier. She became interested in the construction side of insurance as the skills, knowledge and experience that she had gained from her degrees were all incorporated within it: trade, law and management. She joined the property damage department at UBI in 2018.

margotgaude@ubi-ltd.com

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KEVIN CORNET

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After studying Commerce and gaining his Bachelor degree, Kevin joined the world of insurance brokerage. For five years, he developed his own brokerage business before moving to the UK, where he worked for more than 6 years in a company that specialised in construction insurance. It will develop a decennial guarantee. In 2016, Kevin joined UBI as Underwriting Manager – Liability aiming to create a new ten-year insurance service.

Kevincornet@ubi-ltd.com

 

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RAPHAELLE NURIT

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Raphaëlle graduated degree in Art History, a Master’s degree in History and a Master’s degree in Cultural and Tourist Structures Management. After several experiences in the tourism Industry, Raphaëlle, wishing to acquire an international work experience, joined in 2018 UBI as a underwriting assistant.

raphaellenurit@ubi-ltd.com

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HARVEY WETHERILL

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Harvey’s career in insurance began in 1974 when he joined Eagle Star Insurance Company. After five years in the underwriting of property and casualty risks, he joined the Commercial Department and held several positions over the following ten years. In 1989, Harvey joined Independent Insurance Company where he was responsible for managing the network of Brokers. After moving from the Paris-based SAFOM underwriting agency as Director of Marketing in 1992 and 1993, Harvey returned to Independent Insurance in the UK and worked in various marketing and sales management positions until 1997, when he joined the International Division as Head of International Development, covering operations in France, Spain and Ireland. In March 2002, he was Founding Director of Insurance Compliance Services Ltd (ICS) – a leading consulting firm in corporate governance in insurance, advising several hundred British intermediaries. In 2006, with his colleagues Alan Clarke and Michel Cornet, Harvey created European Insurance Services Ltd (EISL), a leading underwriting agency in construction insurance specialising in French risks. EISL has developed a significant presence in this market by offering an innovative and high-quality service as well as a reliable alternative to traditional insurers. EISL was sold in June 2011. Harvey retired from the Board in March 2013. Since May 2013 Harvey has provided advice and support to a specialised Spanish underwriting agency, “Iberia SSR”, focusing on construction guarantees.

Following numerous requests from Intermediaries, Insurers and Re-insurers, Harvey joined Alan Clarke and Michel Cornet to launch a new Enterprise, focusing again in the construction sector in France. The objective is to support the Insurers with technical expertise and management of the distribution, and to provide the Brokers’ partners with a quality service and well-adapted technical capacities.

harveywetherill@ubi-ltd.com

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ALAN CLARKE

SEO

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Alan began his career in insurance in 1972 in the Human Resources Department at the Lloyd’s Corporation in London. After 3 years, he left this position to become “Personnel and Training Manager” at Crown Life Insurance, where he remained for 9 years before taking a similar position with Lombard Continental Insurance.

In 1987, Alan was one of the four Chief Executive Officers who were founders of the Independent Insurance Group (Plc), becoming Director and member of the Board of Directors in 1991. At Independent Plc, he was first person responsible for all human resources and training functions, and then in 1993, responsible for UK regional sales management and underwriting operations, with 12 branches and more than 800 employees who were added to his responsibilities.

In 1995, he was appointed Director of the International Division and Chairman of a new French subsidiary: Independent Insurance SA, where he negotiated the purchase and managed the integration of the companies “La Palatine”, the “GFA” (Groupement Français Insurance) and “Safom SA”. After successfully launching the Group’s Spanish operations in 1999, he withdrew from his executive functions and held various non-executive positions outside the Independent Group before resigning from the Board of Directors of the Independent Insurance Group in March 2001.

In March 2002, he created Insurance Compliance Services Ltd (ICS), a leading consulting firm in Corporate Governance in Insurance, in the UK, which was subsequently sold to Broker Direct in 2008. In 2006, with his colleagues and friends Harvey Wetherill and Michel Cornet, he founded European Insurance Services Ltd (EISL). This company specialized in property and casualty insurance in France, and has developed with recognized success in the market. EISL became a profitable underwriting agency, which in 2011 was sold to a New Zealand re-insurer, CBL. Alan retired in 2012 but now, after more than 40 years of Insurance experience including 20 years on the French market, Alan joins his colleagues and friends Harvey Wetherill and Michel Cornet. Taking advantage of their numerous contacts in the insurance industry and their knowledge of both the London and French brokerage markets, they are creating a new structure that specialises in construction insurance. They intend to develop this new structure which is dedicated to construction and damage insurance in France through specialised and competent brokers partners.

alanclarke@ubi-ltd.com

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OLIVIA LOUZOLANA

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Olivia first graduated with a bachelor degree in Insurance at the National School of Insurance in Paris. She then obtained a master degree in Insurance Management at l’Ecole Superieur de l’Assurance. During her school years she worked at ENGIE (French Energy Company).  Olivia joined UBI in October 2017.

olivialouzolana@ubi-ltd.com

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JULIEN COLIN

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First acting as a Lawyer in International Law, Julien perfected his skills and obtained a master’s ll degree in Business Marketing. In 2013 he came to the UK to work in the insurance industry and successfully developed a product RC (Promoters and Decennial).   In 2015, Julien joined UBI as Liability Underwriter.

juliencolin@ubi-ltd.com

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MARIANNE CORNET

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Marianne began her career in print media before entering University to carry out research on new media, which gained her a Doctorate at the University of Bordeaux in 2014. In conjunction with her research and studies, she taught a Bachelor degree of Information and Communication, becoming a Public Communication Consultant. She has worked in various public institutions, companies and universities in France and abroad. In 2015, Marianne joined the UBI team to develop communications and public procurement.

https://uk.linkedin.com/in/cornetmarianne

mariannecornet@ubi-ltd.com

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CHRISTELLE RUIZ

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After studying BTS Commerce International and a Bachelor degree in Tourism in Marseille, Christelle decided to pursue a career in the United Kingdom. Her first posts were as a Hotel Manager and then as a Restaurant Manager in order to improve her English. She then joined AXA UK as a Personal Adviser, where she was responsible for clients in the private health insurance sector. In 2017 Christelle joined UBI as an Assistant Underwriter in the completion of work and claims.

christelleruiz@ubi-ltd.com

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KRISTOPHER ASHDOWN

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Kristopher lived in France for several years, in the Charentes Region. Since his return to the UK, he has worked as an account assistant for “Trend-Transformations”. Kristopher joined UBI in 2017 as an account assistant in addition to completing his accountancy qualification.

Kristopherashdown@ubi-ltd.com

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AURELIE SEVERIN

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Aurélie is a legal expert, specialising in Insurance Law. After starting her career in the French firms Courtier Général de France and at the SMA BTP, Aurélie left France for the United Kingdom. Upon arrival, she became manager for an insurance intermediary, until finally joining UBI in 2016 as a Dommages-ouvrage underwriter.

aurelieseverin@ubi-ltd.com

 

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JULIA MAYENAQUIBY

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Julia began her career as an Administrative Officer in charge of budgets and public procurement through public administration. She then progressed quickly through public service and eventually became an Administrative and Financial Manager. During the time she held this position, she was attached to several prestigious administrations, such as the City of Paris and the Ministry of Ecology. Wanting to gain professional experience abroad, Julia left for the United Kingdom and joined UBI as Accounts Assistant and Book Keeper in 2015.

juliamayenaquiby@ubi-ltd.com

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MICHEL CORNET

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Michel Cornet began his career in 1976 in insurance brokerage. During these 38 years, he has been specializing in building and work damage insurance, for developers, construction companies and individuals. He has also successfully developed underwriting fleets of trucks and automobiles by adding an efficient and effective audit and training program to improve and reduce the frequency of claims of fleets as collateral. Michel sat in as Administrator on the Board of Directors of Crédit Immobilier de France, a bank specializing in construction loans for Promoters and Individuals. Michel also held the position of Permanent Judge at the Conseil des pru d’hommes until 2002. In 2006, together with Alan Clarke and Harvey Wetherill they created: EISL (European Insurance Services) a UK-based underwriting agency based in Tunbridge Wells specializing in Construction Insurance which has developed successfully and moved very quickly from three founders to more than 60 employees.   In 2011 when the company was sold, Michel continued with the business until July 2013. In October 2014 Harvey Wetherill, Alan Clarke and Michel decided to create UBI Ltd (United Brokers International) a new and dynamic company, with an enthusiastic and innovative approach, adapted to the requirements and new outlines of the Insurance and Distribution market.

Michelcornet@ubi-ltd.com

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AVESH NEWOOR

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Beside a Master’s degree in Finance at the Heriot Watt University of London, Avesh has several work experiences in the UK and Mauritius. Most recently, he joined an insurance underwriting agency to develop the accords-cadres. In 2018, he joined UBI int the public tenders and government/public contracts. 

AveshNewoor@ubi-ltd.com

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ALEXANDRA HEUVELINE

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After obtaining qualifications in catering and hotels, Alex left France for London to develop her carrier in the UK as well as improving her English. After working for many years as a Catering Manager around the UK, Alex joined UBI in 2017 as an End of Work Underwriter.

alexandraheuveline@ubi-ltd.com

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VINCENT BERTHON

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With various professional experiences in France and in the UK in various fields such as audiovisual, cinema, customer service or real estate, Vincent has a precise knowledge of the French and English market. In 2018, he joins the UBI’s Property Damage Underwriting Team.

vincentberthon@ubi-ltd.com

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CÉLINE BUSSON

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Originally from Nice, Céline has always been dedicated to a career in the insurance industry. Céline decided to focus her studies towards the various business lines of management specialising in insurance management. On obtaining her BTS Management qualification in 2007, Céline joined Generali – a major insurance firm in Nice. She was responsible for a portfolio – I.A.R.D, of nearly 1,000 clients, developing products for individuals such as home, automobile and health insurance. During this time Céline learnt the significance of the client’s place in the underwriting process and the importance of providing them with a first-class service. She joined a very young underwriting agency based in the United Kingdom, initially as an Underwriting Assistant, rapidly progressing to become Leader of a team of underwriters in Property Damage. Céline developed her technical skills and contributed to the success and growth of the company for 7 years. Wanting to develop her professional career, Céline joined UBI in 2015 alongside Pierre Cornet and his three former Directors Alan Clarke, Harvey Wetherill and Michel Cornet. Together they took on the challenge of creating an independent underwriting agency, offering to place risks in construction insurance, as well as in property and trade damage, decennial civil liability and other risks. Thanks to the support of Lloyd’s of London who have entrusted UBI Ltd with the status of Coverholder and her colleagues who proposed she join the management team, Céline became a Director and “Conductor” of the Construction Insurance section at UBI Ltd. Céline’s biography traces the journey of a determined young woman who has always attached great importance to team spirit, trust and excellence. She currently holds the position of Director and Head of Property Damage.

https://uk.linkedin.com/in/celine-busson-770a1171/en

celinebusson@ubi-ltd.com

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ERICA EDOH COFFI

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Alongside her studies, Erica has previously acquired a number of positions in the insurance industry, both in France and in Canada. After three years of experience in the Insurance Consultation and Brokerage areas – where she worked as a Consultant and Loyalty Adviser, Erica completed her diploma and gained a master’s in her Insurance Management degree. She joined UBI in 2018 as an End of Works manager.

ericaedohcoffi@ubi-ltd.com

 

 

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LINDA HARDY

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Linda is a particularly experienced Administrative Manager. Her career began in 1970, where she first started as an Executive Assistant, then becoming Administrative Manager. In 2003, she joined Insurance Compliance Services Ltd, a British insurance consulting firm. Linda became a key member of the administrative team and essential in support for sales, consulting and marketing teams. In 2017, Linda joined UBI as Office Manager.

lindahardy@ubi-ltd.com

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FANNY ROUQUET

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After completing a scientific course specialising in Applied Mathematics, Fanny moved to the United Kingdom. She very quickly turned to a career in insurance by joining a company that specialised in Construction Insurance. Over the next four years, Fanny obtained three Lloyd’s professional certificates specialising in the Insurance Market: Legislation, Market Regulation and Underwriting Procedures. In 2015, Fanny joined UBI as an Underwriter.

fannyrouqet@ubi-ltd.com

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SEBASTIEN SIMONS-GIUSTI

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In France, after some years working in the hotel industry in management , Sebastien changed his career around and went to work in the commercial industry. In 2009, he moved to the UK and became a visual merchandiser for luxury brands and a shop manager. Wishing to make a career change Sebastien started working as an underwriter for a broker in insurance. In 2018, he joined UBI Ltd. as an underwriter in our decennial liability department.

sebastiensimonsgiusti@ubi-ltd.com

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JOCELYN MANCEAU

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Graduating from a Civil Engineering Institute, Jocelyn gained a master degree at the Toulon Business School. In addition to his university studies, he broadened his knowledge of insurance at Atlantis Assurances, a brokerage firm specialising in Construction Insurance in Nantes. He then studied at the Conservatoire National des Arts et Métiers (CNAM) where he studied modules on Construction Insurance and Real Estate. In 2014 Jocelyn moved to the United Kingdom and joined an underwriting agency which specialised in Construction Insurance. For more than two years he concentrated solely on the Financing Financial Guarantee before joining UBI in 2017 as an Underwriter responsible for the GFA service.

jocelynmanceau@ubi-ltd.com

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CAROLINE VINCENT

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After studying Law, Caroline gained a master degree in Health Law. As a young lawyer, she began her career at the Regional Commission of Conciliation and Compensation of Medical Accidents in Bordeaux and then joined the FIVA – Investment Fund of Asbestos Victims. In 2007, Caroline moved to the UK and began working at the French Medicare in London. She later obtained a position in a company specialising in Construction Insurance. Starting with Domage Ouvrage, Caroline became Leader of a team of several underwriters. She then joined the Parisian offices of the company to devote herself to Public Markets and Framework Agreements. In 2016, Caroline joined the UBI team as an Underwriter in Damage Works and Tendering.

Carolinevincent@ubi-ltd.com

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SANDRA METZ

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Sandra’s career began in real estate when she spent two years as manager of Co-Property Management. Sandra then turned to transport when she became a logistician for the whole Benelux area. In 2008, she joined a company specialising in construction insurance. She created the Service des Fins de Travaux and quickly became Team Leader of this department along with the Department of Claims Management. In 2015, Sandra joined UBI in her role as Underwriting Assistant.

sandrametz@ubi-ltd.com

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